What is Workers' Compensation?

Workers' compensation is a state-mandated insurance program providing medical benefits and wage replacement to employees injured on the job or who develop work-related illnesses. This no-fault system ensures workers receive necessary medical care and partial income replacement without having to prove employer negligence, while protecting employers from lawsuits. Benefits typically include medical treatment, temporary disability payments, permanent disability compensation, vocational rehabilitation, and death benefits for dependents.

Why workers' compensation matters

• Protects injured workers: Guarantees medical care and income support during recovery
• Streamlines claims process: Eliminates need for litigation in most workplace injuries
• Provides comprehensive benefits: Covers medical expenses, lost wages, and rehabilitation

How Solace can help

A Solace advocate can help you navigate the workers' compensation claims process, ensure you receive appropriate medical care, and understand your rights and benefits. Advocates can also assist with appeals if claims are denied and coordinate benefits between workers' compensation and other insurance coverage.