What is Vision Insurance?

Vision insurance is supplemental coverage that helps pay for routine eye care, including eye exams, prescription eyeglasses, contact lenses, and sometimes discounts on corrective surgery like LASIK. Unlike major medical insurance that covers eye injuries or diseases, vision insurance focuses on preventive care and vision correction. These plans typically have separate premiums, networks, and benefit structures from regular health insurance.

Why vision insurance matters

• Reduces eye care costs: Makes routine vision care and eyewear more affordable
• Promotes regular exams: Encourages preventive eye care that can detect serious health conditions
• Provides predictable benefits: Offers set allowances for frames, lenses, and contacts

How Solace can help

A Solace advocate can help you evaluate vision insurance options, understand coverage limits and exclusions, and maximize your benefits. Advocates can also assist with coordinating vision benefits with your medical insurance when eye conditions require treatment.