What is a Qualifying Life Event?

A qualifying life event is a significant life change that allows you to enroll in or make changes to your health insurance coverage outside of the annual open enrollment period. Common qualifying events include marriage, divorce, birth or adoption of a child, loss of other health coverage, moving to a new coverage area, and certain changes in income. These events typically trigger a 60-day special enrollment period.

Why qualifying life events matter

• Enables coverage changes: Allows insurance modifications when life circumstances change
• Prevents coverage gaps: Ensures access to health insurance after major life transitions
• Provides flexibility: Accommodates unexpected situations that affect insurance needs

How Solace can help

A Solace advocate can help you identify qualifying life events, understand documentation requirements, and navigate the special enrollment process. Advocates can also assist with timely notification to insurers and ensure you don't miss important deadlines for coverage changes.