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Glossary
Ability-to-Pay Programs

What are Ability-to-Pay Programs?

Ability-to-pay programs are healthcare assistance initiatives that adjust medical costs based on a patient's income and financial circumstances. These programs, offered by hospitals, clinics, pharmaceutical companies, and government agencies, use sliding scale fees or tiered discounts to ensure healthcare remains accessible to low-income individuals and families who don't qualify for Medicaid but can't afford standard rates.

Why ability-to-pay programs matter

  • Increases healthcare access: Makes medical care affordable for underinsured and uninsured individuals
  • Prevents medical debt: Reduces the risk of financial hardship from healthcare expenses
  • Improves health outcomes: Encourages people to seek necessary care without fear of overwhelming costs

How Solace can help

A Solace advocate can help you identify ability-to-pay programs available in your area, assist with application processes, and gather required financial documentation. Advocates can also help negotiate payment plans and connect you with additional resources for ongoing care needs.

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